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NAture Insurance value: Assessment and Demonstration (NAIAD)


The NAIAD project aims to operationalize the insurance value of ecosystems to reduce the human and economic cost of risks associated with water such as droughts and flooding. This is done in cooperation with municipalities and key insurers through development and testing of concepts, tools, applications and instruments necessary for mainstreaming “Natural Assurance Schemes”.

In the project, nature based solutions (NBS) approaches to flood and drought risks are developed for 9 demo sites across Europe and replicable methods for their implementation are delivered. To support the implementation of NBS, financial instruments and novel business models are developed. In addition the project contributes to the academic knowledge on NBS planning, increasing the capacity of policy decision makers to integrate NBS into development planning.

The main expected results of the projects are:

  • Scientific evidence and methods –Full operationalization of the insurance value of ecosystems is enabled by providing a robust scientific underpinning for its’ quantification, qualification and valuation
  • Enhanced natural capital - Insurance capacity of ecosystems and natural capital are enhanced through the contribution to the development of policies and the increased deployment of multi-purpose and flexible nature-based solutions
  • Business models - insurance value of ecosystems is activated into conventional and new types of insurance policies and innovative business models
  • Policy - supporting the objectives of the EU Adaptation Strategy – climate resilient investments and the priorities of other EU and international policies (e.g. EU Green Infrastructure Strategy and the Sendai Framework for Disaster Risk Reduction)


ECCA 2021 - Climate Adaptation solutions video - NAIAD

Project information


Confederacion Hidrografica del Duero, Spain


Confederacion Hidrografica del Duero, Spain

Bureau De Recherches Geologiques Et Minieres, France

King's College London, United Kingdom

I-Catalist Sl, Spain

Europejskie Regionalne Centrum Ekohydrologii Polskiej Akademii Nauk, Poland

Zavod Za Ihtioloske In Ekoloske Raziskave Revivo, Slovenia

Consiglio Nazionale Delle Ricerche, Italy

Instituto Geológico Y Minero De España, Spain

Helmholtz-Zentrum Geesthacht Zentrum Fur Material- Und Kustenforschung GMBH, Germany

Ambiotek Community Interest Company, United Kingdom

Stiftelsen Stockholm International Water Institute, Sweden

Institutul National De Cercetare-Dezvoltare Pentru Geologie Si Geoecologie Marina-Geoecomar, Romania

Geological Survey Of Denmark And Greenland, Denmark

Business Development Group Srl, Romania

Caisse Centrale De Reassurance, France

Universidad Politecnica De Cartagena, Spain                           

Zavod Iskriva, Iskrisce Za Razvoj Lokalnih Potencialov, Spain

Institut National De Recherche En Sciences Et Technologies Pour L'environnement Et L'agriculture, France

Institut National De Recherche Pour L'agriculture, L'alimentation Et L'environnement, France

Universite Cote D'azur, France

Universite De Nice Sophia Antipolis, France

Stichting Ihe Delft Institute For Water Education, Netherlands

Kobenhavns Kommune, Denmark

Field Factors BV, Netherlands

Stichting Deltares, Netherlands

Source of funding

Horizon 2020

Published in Climate-ADAPT Oct 08 2020   -   Last Modified in Climate-ADAPT Nov 01 2022

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